> For the complete documentation index, see [llms.txt](https://docs.spend.market/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.spend.market/getting-started/funding-your-account.md).

# Funding Your Account

Positions on Spend Market are denominated in USDC, a stablecoin pegged 1:1 to the U.S. dollar. Deposits and withdrawals run on Arbitrum.

Most new accounts won't need to deposit right away. If you've earned promo credit, funding is something you do when you're ready to trade beyond it.

Every account has a deposit address, where you send USDC to fund it. If you used email or social sign-in: find it in account settings. If you connected your own wallet: it's that address.

If you already hold USDC, send it to your Spend Market address on Arbitrum. Confirm the network before sending.

If you don't, you can buy USDC directly in the app through Privy. No exchange account needed.

**Gas.** Network fees are covered for you. You only ever need USDC to trade, nothing else.

**Withdrawing.** Your funds and positions are yours. Withdraw USDC to any Arbitrum address at any time. The only balance you can't move is collateral locked in an active Phase 1 pool. See [Phase 1: Early Pool](/markets/elastic-markets/phase-1-early-pool.md).

**Minimums.** Minimum deposit: $1. Minimum position: $1.


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